Step One -  Are you currently looking for a retirement home where you can relax and enjoy sunshine all year round? Maybe you recently married and have outgrown your current residence. Or, maybe you have just gotten a promotion, which requires you to move to a new city. These factors will all have a bearing on how you approach your Cyprus property search.

Step Two - Establish a time frame that you would like to stay within for buying your home. Depending on your reasons for wanting a new home and the current state of the market in the area you are looking to buy, you should be able to come up with a rough guideline, which you can finalize at a later time.

Step Three – Finance your home? Now that you have your list of features you want in your new home, you are ready to start looking! Well, not just yet. You are going to need to know in what price range to look. Shopping for a mortgage for Cyprus property used to be a time consuming, full time job. Not any more.We can help you by informing you of where the most competitive mortgages are available and the process for obtaining it. The loan amount usually ranges from 60%-80% of the value of the property with a repayment period up to 25 years. Easy terms of payments are also available.

Step Four – Area information. Now that you have your list of needs and wants and you know how much you can afford to spend, it's time to look at some houses! An important consideration is the area in which you want to live. People don't only buy the house; they buy the area the house is in too.So, you will need to make another list of what type of area you want to live in. You will most likely want to consider things like what amenities are offered (shops, restaurants, tennis courts, parks, etc.), whether the Cyprus property is by the beach or maybe in a quiet suburb or village and, if you have children who are attending school or soon will be, what school district you will be in and how close the schools are.

Step Five – Check for listings here. You can start your search for Cyprus properties on the Inter - M Properties website where 1000's of Cyprus properties are listed every week and updated daily. On Inter - M Properties, Cyprus properties are displayed with multiple external & internal photographs, floor plans, prices, locations, detailed features, etc.

Step Six – Make an appointment. Searching our website for Cyprus property is a good start and it will give you a good idea of the real estate market on the island. From there, we can arrange for you to meet with the property owners / developers to discuss in detail and get any further assistance as needed.

Step Seven – Negotiate the offer. Now that you have found the home you would like to purchase, it's time to make an offer. Taking into account the recent sales of homes in that area which are similar in size, quality, conveniences, and amenities, what are you willing to pay for the home?Keep in mind that almost everything is negotiable when you are buying a house. This can give you a great deal of leverage in the buying process -- that is, if you have adequate information and you use it in an appropriate manner.We always work towards securing the best price for our clients.

Step Eight – Pre-close preparation. Once the negotiation process is over and a price has been agreed, you will need to pay the reservation fee which is about 1% of the sale price. The reservation fee will enable the owner or estate agent to take the property off the market so no one else can put an offer on it. It shows to the owner that you are committed and this way you avoid gazumping. You will also need to contact your solicitor to make sure that all the necessary documents are being prepared, and that they are complete and accurate.

Step Nine - Closing. The contract is then drawn up by your solicitor, and though the items below are not an exhaustive list, it should include the following 7 points in order for it to be a valid contract of sale:

Reference to the vendor
Reference to the purchaser
The subject matter has to be described as accurately as possible. If it does not exist at the stage of signing the contract, for example if it’s a Cyprus property to be built in the future, reference to subject specifications must be determined accurately
The purchase price
The terms of payment
The transfer date for the title deeds

Remember that the legalities of this phase are very important. If you have any questions or concerns, they need to be addressed right away.

Step Ten – Moving in. When it is time to take delivery of your new home you will most likely need to shop for furniture, appliance and other relevant goods.